MEDICAL CARE & TRAVEL INSURANCE POLICY

At Girls Who Love Travel, your well-being is our top priority. However, it’s important to understand that medical care varies significantly around the world. In many destinations where our trips take place, access to timely, high-quality medical treatment may be limited or delayed compared to what you might expect at home.

We are committed to supporting you in the event of a medical issue, but we rely on you to keep us informed of any potential concerns. By joining group trip, you acknowledge that Girls Who Love Travel is not responsible for the availability, quality, or outcomes of any medical care you may require.

Traveling is a great adventure and sometimes the unexpected can happen. That's why we require our travelers to obtain travel insurance while traveling with Girls Who Love Travel LLC. We want you to have peace of mind, and to have a safe and affordable experience abroad with us. If you’d like, we are happy to discuss these requirements with you.

Travel Medical Insurance Requirement:
Because international medical care can be expensive—and often requires upfront payment—we require all travelers to obtain comprehensive travel medical insurance that includes emergency medical treatment and evacuation coverage.  Your personal Medical Insurance may not be accepted and/or difficult to use abroad which is why we require specific medical travel insurance. 


Medical Travel Insurance Policy Minimums:  
  • Travel insurance plan must cover personal injury, medical expenses ($500,000 minimum coverage), repatriation expenses, evacuation expenses ($500,000 minimum coverage)
  • Although not required, we strongly recommend additional coverage for trip cancellation, trip interruption, and for personal property.  Adding trip coverage may be more expensive and usually requires you to purchase shortly after making your initial deposit, but does provide you peace of mind if you have to cancel your trip. 
  • We do not accept travel insurance provided by your credit card, as it typically does not cover all of the above.

All travelers are responsible for understanding the details of their travel insurance policy and for confirming that their insurance provides coverage for all activities (included and optional) identified in the trip itinerary and that there are no exclusion clauses that would limit your coverage. By accepting our Booking Terms & Conditions at checkout, you have already agreed that you alone are responsible for verifying the limits and terms of your insurance policies and whether they meet our requirements.

WHERE TO BUY:

There are many companies to choose from, below some popular insurance companies that offer a wide range of coverage:

  • IMG Global & Freely:  Offer a variety of medical only insurance options which are more affordable than full travel insurance coverage
  • Faye:  Great for those look for full travel insurance including cancellation coverage